Every dollar,
accounted for.
Read-only bank access · Two-factor authentication on every account
Features
Serious tools, zero clutter.
Everything a modern money manager needs — automated where it should be, in your control where it matters.
Every account, one place
Connect banks, cards, loans, and brokerages through Plaid — or track cash accounts manually. Balances and transactions stay in sync automatically.
An assistant that knows your money
"How much did I spend on dining last month?" Ask in plain English. The AI assistant reads your real data and answers instantly — it never guesses.
Budgets that carry over
Set monthly limits per category with optional rollover, or let Affida propose budgets from your last three months of spending.
Subscriptions, surfaced
Recurring charges are detected automatically — see what you actually pay per month, catch price hikes, and flag what to cancel.
Net worth, debt, and investments
Watch net worth build month over month, track credit utilization and payoff progress, and follow your portfolio — all in one set of reports.
Built for sharing
Connect with a partner, family member or accountant. Share your Personal and Business accounts separately, with view or edit access, run joint budgets and goals, and keep the rest private.
How it works
Up and running in minutes.
Connect your accounts
Link your bank in under two minutes with Plaid, or add accounts manually. Affida only asks for read-only access and never requests money movement.
Affida organizes everything
Transactions are imported, categorized, and de-duplicated automatically. Recurring charges and spending patterns surface on their own.
Decide with clarity
Budgets, goals, debt payoff, and reports update in real time — so every money decision starts from the full picture.
Security
Your data. Your rules.
Affida connects to your institutions through Plaid and only asks for read-only access — we can see your transactions, and we never request the ability to move money. Your bank credentials are never stored on our servers, access tokens are encrypted at rest, and every account is protected by two-factor authentication.
- Read-only bank access through Plaid
- Access tokens encrypted at rest
- Mandatory two-factor authentication
- Export or delete your data anytime
"We never touch your actual money" isn't a slogan — it's how Affida is built. We only ask Plaid for read-only access to your transactions, balances, and (optionally) debts and investments. We've never requested money movement, so transfers and payments aren't possible from inside the app.